Vol. 39 No. 1, December 2023

VIRGINIA TORRIE, RYAN CLEMENTS AND AURELIO GURREA-MARTINEZ, Introduction to the Fourth Annual Special Issue on Fintech  / 1

LEAD ARTICLE

DOUGLAS W. ARNER, ROSS P. BUCKLEY AND DIRK A. ZETSCHE, FinTech and the Four Horseman of the Apocalypse: Building Financial Ecosystems for Resilience, Innovation and Sustainable Development  / 5

ARTICLES

SCOTT FARRELL, Allocating Liabilities in Open Banking in Canada  / 33

CATARINA SARAMAGO, Using Distributed Ledger Technologies to Disintermediate International Bond Markets: The Good, the Bad and the Ugly  / 61

YOKE WANG TOK AND DYNA HENG, Fintech: Financial Inclusion or Exclusion?  / 93

WINNING PAPER: LAW STUDENT FINTECH WRITING PROGRAM

Sponsored by the Desautels Centre for Private Enterprise and the Law

DUNCAN PARDOE, The Merits of Token Capital Raises  / 125

CASE NOTES AND COMMENTS

TAMIE DOLNEY AND SIMON DUGAS, How to Find Stolen Cryptocurrency: Litigation Tools Used by Insolvency Professionals in Dooga  / 135

BOOK REVIEWS

ANDREW HAYNES, Cryptocurrencies in Public and Private Law  / 145

CASEY WATTERS, Fintech Regulation in China: Principles, Policies and Practices  / 149

CAROL GOFORTH, Cryptocurrencies and Cryptoassets: Regulatory and Legal Issues  / 153